Insurance for property, home and contents. The availability and affordability of insurance and the robustness of your policy are huge issues.
In Victoria your property’s overlay provides an indication of the level of bushfire risk, the building and planning controls, and how much vegetation you can clear without a permit. What property overlay are you in?
If you don’t understand what’s involved in rebuilding you can never get your insurance right - particularly planning permit requirements, additional costs due to planning requirements, the cost of materials and construction and the years of waiting.
What you can learn from the experience of others - interviews with property owners impacted on Black Saturday 2009
Interviews with Strathewen residents impacted on Black Saturday 2009